How can we be debt free if we live in a country that is not? The world encourages us to borrow. Many say it’s a way of life. The national debt in the U.S. alone exceeds $48,000.00 per citizen and it grows daily.
What can we do to stop it? How can a Christian be debt free in today’s society? So many organizations and corporations offer alternatives. But none relieve us of the debt that continues to be imposed on us by government and by the debt we accumulate through bad choices in our lifetime.
Even before a child graduates from high school credit card companies act fast to convince us, or our child, that it’s inevitable to go into debt in order to succeed. Debt is failure right from the start. It’s so easy to be coerced or to convince ourselves of the need to have things for our comfort. Having these things will give us anything but comfort when debt is attached.
In today’s economy, we are under oppression, depression, and a serious denial if we believe that we can ever be successful as long as we are in debt. We all know the principles of sowing and reaping, giving and it will be given unto us, helping the poor and downtrodden, and giving to God what belongs to God. So, what more can we do–what’s the real solution?
1. Acknowledge your dependence on God. Repent if you have turned from him to depend on the world, your work, or your ability without him. Vote wisely. Don’t be deceived. Voting without God in mind will ruin our nation.
Luke 20:25 He said to them, Then render to Caesar the things that are Caesar’s, and to God the things that are God’s.
1 Corinthians 7:23 You were bought with a price [purchased with a preciousness and paid for by Christ]; then do not yield yourselves up to become [in your own estimation] slaves to men [but consider yourselves slaves to Christ].
Psalm 33:12 Blessed (happy, fortunate, to be envied) is the nation whose God is the Lord, the people He has chosen as His heritage.
2. Seek biblical council for your future, especially in financial matters [purchases, payments, income opportunities, etc.]. God assures us of success when we seek him first.
Proverbs 16:20 He who deals wisely and heeds [God's] word and counsel shall find good, and whoever leans on, trusts in, and is confident in the Lord–happy, blessed, and fortunate is he.
Isaiah 58:6-11 “ 7 Share your food with the hungry, and give shelter to the homeless. Give clothes to those who need them, and do not hide from relatives who need your help. READ MORE
1 Corinthians 13:3 Even if I dole out all that I have [to the poor in providing] food, and if I surrender my body to be burned or in order that I may glory, but have not love (God’s love in me), I gain nothing.
3. Stop or put aside all expenditures, or financial plans that don’t directly add to your primary work or the survival of your family.
1 Timothy 5:8 If anyone fails to provide for his relatives, and especially for those of his own family, he has disowned the faith [by failing to accompany it with fruits] and is worse than an unbeliever [who performs his obligation in these matters].
Matthew 6:33 But seek (aim at and strive after) first of all His kingdom and His righteousness (His way of doing and being right), and then all these things taken together will be given you besides.
4. Pray when things look impossible and you don’t see how you can make it though another day. Trust God. Not credit. Credit can not provide for you more than what God has promised and provides for you. Christ has already provided for your future. Trust him also to provide for your present.
Psalm 18:6 But in my distress I cried out to the Lord; yes, I prayed to my God for help. He heard me from his sanctuary; my cry to him reached his ears.
Psalm 34:8 O taste and see that the Lord [our God] is good! Blessed (happy, fortunate, to be envied) is the man who trusts and takes refuge in Him.
Psalm 91:2 I will say of the Lord, He is my Refuge and my Fortress, my God; on Him I lean and rely, and in Him I [confidently] trust!
5. Be patient. Do not go into debt [credit] in hopes of getting God’s favor or for getting rich quickly. Do not spend money you don’t have for a quick rich scheme business venture that will only lead to ruin.
Proverbs 28:20 A faithful man shall abound with blessings, but he who makes haste to be rich [at any cost] shall not go unpunished.
Proverbs 13:11 Wealth [not earned but] won in haste or unjustly or from the production of things for vain or detrimental use [such riches] will dwindle away, but he who gathers little by little will increase [his riches].
Proverbs 21:5 The thoughts of the [steadily] diligent tend only to plenteousness, but everyone who is impatient and hasty hastens only to want.
Written by Christian author, Pola Muzyka.